Key Benefit

Turn your dreams into reality with GSB housing loans. We offer both new housing loans and second-hand housing loans with flexible conditions and plans as we understand and value the importance of having a home as a fundamental for a good start in life. Fulfill all your housing needs in one place.

Loan amount:

In case of loans for acquiring a residential property, including additional loans for purchasing furniture, home decoration, or other necessary items for living and in case of additional loans for life insurance premiums for credit assurance and/or for fire insurance premiums, the combined loan amount shall not exceed 110% of the purchase price or appraised value, whichever is lower
*This is in accordance with the consideration criteria set by the bank.

Repayment Period

  • In case of loans for acquiring a residential property:
    Up to 40 years and not exceeding 70 years when combined with the borrower’s age
  • In case of additional loans for purchasing furniture, home decoration, or other necessary items for living:
    Up to 40 years and must not exceed the repayment period of the case of loans for acquiring a residential property
  • In case of additional loans for life insurance premiums for credit assurance and/or for fire insurance premiums:
    Up to 30 years