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Key Benefit
Loan amount:
In case of loans for acquiring a residential property, including additional loans for purchasing furniture, home decoration, or other necessary items for living and in case of additional loans for life insurance premiums for credit assurance and/or for fire insurance premiums, the combined loan amount shall not exceed 110% of the purchase price or appraised value, whichever is lower
*This is in accordance with the consideration criteria set by the bank.
Repayment Period
- In case of loans for acquiring a residential property:
Up to 40 years and not exceeding 70 years when combined with the borrower’s age - In case of additional loans for purchasing furniture, home decoration, or other necessary items for living:
Up to 40 years and must not exceed the repayment period of the case of loans for acquiring a residential property - In case of additional loans for life insurance premiums for credit assurance and/or for fire insurance premiums:
Up to 30 years