Highlights

Loan amount:

Up to 10,000,000 baht per person with the following criteria:

  1. Long-term loans (LT):
    When combined with the outstanding debt, maximum loan amount not exceeding 95% of appraised value *This is in accordance with the consideration criteria set by the bank.
  2. Combination loans (LT + OD):
    Borrow together not more than the loan amount under item 1 (LT). For overdraft (OD): Borrow no more than 10 times total income and not more than 500,000 baht per person

Repayment Period

  • Long-term loans (LT): Up to 30 years when combined with the borrower’s age
    – In case of regular income earners, not exceeding 65 years
    – In case of self-employed/ business owners, not exceeding 70 years
    – For an overdraft, the loan limit is reviewed every year.

In case of co-borrowers, the repayment period shall be calculated based on the age of the youngest borrower.