Sai Thong Loans for Miscellaneous Purpose

It is long term loan with installment payment. Doing business must have many miscellaneous cost; such as vehicle cost. GSB provides Sai Thong Loans for miscellaneous purpose which is a long term loans. You can partial repayment which make your business having capital in doing business.


 

  • individual collateral as per Bank’s announcement
  • Land/Land with building/apartment that is residence of borrower that located in a community. Must have full facilities such as electricity utilities and  public road . 
  • Loans not exceed than 300,000 Baht, repayment period is not exceeding 7 years.
  • Loans more than 300,000 Baht, repayment period not exceeding 25 years.
  • Individual guarantee  MRR +1.75% per year
  • Collateral guarantee MRR per year
** The Bank reserves the right to change terms and conditions without prior notice. **
- A person who has an occupation and income.
- 20 years of age and when combine with the age of the borrowers to repay the loan period must not exceed 65 years.
  • Monthly payment by yourself or deduct from savings account or company collect money to repayment.
  • Long term payment with installment
  • For business or investment
  • For consumption 
  • For refinancing from financial institute (for consumption purpose)
  • For business or investment (not include risky business or business without income)
  • For consumption such as expenses for living, purchase vehicle or doing business, repair vehicle, health expenses, refinancing from financial institute (not include land purchase, self–expenses or self-liquidity
  • Others as the bank’s announcement
  • Copy of Id of Govt. Officers/ State Enterprise ID/ID of borrowers or guarantor
  • Copy of house registration of the borrower and guarantor
  • Copy of Marriage Certificate or Divorce Certificate or Death Certificate of spouse or guarantor.
  • Copy of salary certificate/income slip/copy of passbook of borrowers or guarantor
  • Copy of certificate of Govt. Officer/State Enterprise Personal/Employee of private sector of borrower or guarantee.
  • Passbook account of the past 6 months/ copy of Statement of Financial Institute issued with certified copied.
  • Written consent to deduct salary (Company collects money to repayment) 
  • Copy of land title/copy of proprietaryship of apartment/ condominium
  • Map or location of land or apartment/ condominium.
  • 4 Sides Building layout  (if any)
  • Certificate of Land appraisal value from Department of lands (if any)
  • Any other documents needed for loan application
1. Personal Guarantee , borrow not more than 300,000 Baht
2.Collateral Guarantee, borrow not more than 5,000,000 Baht with the following conditions:

Not more than 90% of the appraisal value of land and buildings.
Not more than 85% of the appraised value of the apartment.
Not more than 80% of the appraised value of the land.