{"id":261031,"date":"2020-06-16T01:46:03","date_gmt":"2020-06-15T18:46:03","guid":{"rendered":"https:\/\/www.gsb.or.th\/en\/?post_type=gsb_loans&#038;p=261031"},"modified":"2023-08-09T13:29:51","modified_gmt":"2023-08-09T06:29:51","slug":"peoples-bank-loans-the-government-policy","status":"publish","type":"gsb_loans","link":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/","title":{"rendered":"People\u2019s Bank Loans (The government policy)"},"content":{"rendered":"<p>[vc_section][vc_row el_id=&#8221;section1&#8243;][vc_column][vc_custom_heading text=&#8221;Highlights&#8221; font_style=&#8221;font-cond-bold&#8221; heading=&#8221;h1&#8243; font_container=&#8221;text_align:left|color:%23ec008c&#8221; google_fonts=&#8221;&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1566796544927{padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f8f9f9 !important;}&#8221;][vc_column_inner][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845453485{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;]<\/p>\n<h4>To have funds<\/h4>\n<p>[\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845095680{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;]<\/p>\n<h4>Used as working capital for your career<\/h4>\n<p>[\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845078535{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;]<\/p>\n<h4>Used for living expenses<\/h4>\n<p>[\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845054673{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;]<\/p>\n<h4>Used for debt repayment<\/h4>\n<p>[\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845039150{padding-right: 20px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;]<\/p>\n<h4>This loan must not be used for closing the bank\u2019s old account with non-performing debt (NPLs). The borrower must not take part of this loan to invest in the GSB savings certificates and use it as collateral at the same time.<\/h4>\n<p>[\/mvc_infobox][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;30px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; el_id=&#8221;section2&#8243;][vc_column][vc_empty_space height=&#8221;30px&#8221;][vc_custom_heading text=&#8221;Loan Details&#8221; font_style=&#8221;font-cond-bold&#8221; heading=&#8221;h1&#8243; font_container=&#8221;text_align:left|color:%23ec008c&#8221; google_fonts=&#8221;&#8221;][vc_empty_space][vc_custom_heading text=&#8221;Loan amount:&#8221; google_fonts=&#8221;&#8221;][vc_separator][vc_column_text]<\/p>\n<p>Provide loans as needed and based on debt repayment ability, not more than 200,000 baht per person and when combining the outstanding loan amount under the contract of all types of People&#8217;s Bank loans with the loan amount as of the contract date must not exceed 200,000 baht per person<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_custom_heading text=&#8221;Repayment Period&#8221; google_fonts=&#8221;&#8221;][vc_separator][vc_column_text]<\/p>\n<ul>\n<li>For short-term loans, the loan limit is reviewed every year.<\/li>\n<li>For long-term loans<\/li>\n<li>Loan amount not exceeding 50,000 baht, the repayment period is not more than 3 years (36 installments)<\/li>\n<li>Loan amount from 50,001 \u2013 100,000 baht, the repayment period is not more than 5 years<\/li>\n<li>Loan amount from 100,001 \u2013 200,000 baht, the repayment period is not more than 8 years<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_custom_heading text=&#8221;Loan Repayment Calculation&#8221; google_fonts=&#8221;&#8221;][vc_separator][vc_row_inner full_width=&#8221;container px-0&#8243;][vc_column_inner][vc_column_text]<\/p>\n<ul>\n<li>Pay principal and interest monthly<\/li>\n<li>Calculation of fixed interest rate repayment (Flat Rate)<\/li>\n<\/ul>\n<p>In case of regular installment payment more than half of the amount specified in the contract, the borrower can repay the full amount to recalculate a new loan limit.<\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_custom_heading text=&#8221;Collateral&#8221; google_fonts=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner full_width=&#8221;container px-0&#8243;][vc_column_inner][vc_column_text]<\/p>\n<ul>\n<li>Guarantor<\/li>\n<li>Property as collateral<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n","protected":false},"featured_media":261408,"template":"","tags":[],"gsb_loan":[2,30,8],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>People\u2019s Bank Loans (The government policy) - Government Savings Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/\" \/>\n<meta property=\"og:locale\" content=\"th_TH\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"People\u2019s Bank Loans (The government policy) - Government Savings Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_section][vc_row el_id=&#8221;section1&#8243;][vc_column][vc_custom_heading text=&#8221;Highlights&#8221; font_style=&#8221;font-cond-bold&#8221; heading=&#8221;h1&#8243; font_container=&#8221;text_align:left|color:%23ec008c&#8221; google_fonts=&#8221;&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1566796544927{padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f8f9f9 !important;}&#8221;][vc_column_inner][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845453485{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;] To have funds [\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845095680{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;] Used as working capital for your career [\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Government Savings Bank\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-09T06:29:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gsb.or.th\/en\/wp-content\/uploads\/2020\/06\/thumb-bank-people-731th.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"731\" \/>\n\t<meta property=\"og:image:height\" content=\"437\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/\",\"url\":\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/\",\"name\":\"People\u2019s Bank Loans (The government policy) - Government Savings Bank\",\"isPartOf\":{\"@id\":\"https:\/\/www.gsb.or.th\/en\/#website\"},\"datePublished\":\"2020-06-15T18:46:03+00:00\",\"dateModified\":\"2023-08-09T06:29:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/#breadcrumb\"},\"inLanguage\":\"th-TH\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gsb.or.th\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"People\u2019s Bank Loans (The government policy)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gsb.or.th\/en\/#website\",\"url\":\"https:\/\/www.gsb.or.th\/en\/\",\"name\":\"Government Savings Bank\",\"description\":\"\u0e18\u0e19\u0e32\u0e04\u0e32\u0e23\u0e2d\u0e2d\u0e21\u0e2a\u0e34\u0e19 \u0e18\u0e19\u0e32\u0e04\u0e32\u0e23\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e2a\u0e31\u0e07\u0e04\u0e21\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gsb.or.th\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"th-TH\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"People\u2019s Bank Loans (The government policy) - Government Savings Bank","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/","og_locale":"th_TH","og_type":"article","og_title":"People\u2019s Bank Loans (The government policy) - Government Savings Bank","og_description":"[vc_section][vc_row el_id=&#8221;section1&#8243;][vc_column][vc_custom_heading text=&#8221;Highlights&#8221; font_style=&#8221;font-cond-bold&#8221; heading=&#8221;h1&#8243; font_container=&#8221;text_align:left|color:%23ec008c&#8221; google_fonts=&#8221;&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_row_inner content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1566796544927{padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f8f9f9 !important;}&#8221;][vc_column_inner][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845453485{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;] To have funds [\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; image_size=&#8221;25&#8243; css=&#8221;.vc_custom_1686845095680{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}&#8221; title_size=&#8221;24&#8243;] Used as working capital for your career [\/mvc_infobox][mvc_infobox info_style=&#8221;mega_info_box_2&#8243; title_color=&#8221;#333333&#8243; image_id=&#8221;260936&#8243; [&hellip;]","og_url":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/","og_site_name":"Government Savings Bank","article_modified_time":"2023-08-09T06:29:51+00:00","og_image":[{"width":731,"height":437,"url":"https:\/\/www.gsb.or.th\/en\/wp-content\/uploads\/2020\/06\/thumb-bank-people-731th.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/","url":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/","name":"People\u2019s Bank Loans (The government policy) - Government Savings Bank","isPartOf":{"@id":"https:\/\/www.gsb.or.th\/en\/#website"},"datePublished":"2020-06-15T18:46:03+00:00","dateModified":"2023-08-09T06:29:51+00:00","breadcrumb":{"@id":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/#breadcrumb"},"inLanguage":"th-TH","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.gsb.or.th\/en\/personals\/peoples-bank-loans-the-government-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gsb.or.th\/en\/"},{"@type":"ListItem","position":2,"name":"People\u2019s Bank Loans (The government policy)"}]},{"@type":"WebSite","@id":"https:\/\/www.gsb.or.th\/en\/#website","url":"https:\/\/www.gsb.or.th\/en\/","name":"Government Savings Bank","description":"\u0e18\u0e19\u0e32\u0e04\u0e32\u0e23\u0e2d\u0e2d\u0e21\u0e2a\u0e34\u0e19 \u0e18\u0e19\u0e32\u0e04\u0e32\u0e23\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e2a\u0e31\u0e07\u0e04\u0e21","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gsb.or.th\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"th-TH"}]}},"_links":{"self":[{"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/gsb_loans\/261031"}],"collection":[{"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/gsb_loans"}],"about":[{"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/types\/gsb_loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/media\/261408"}],"wp:attachment":[{"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/media?parent=261031"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/tags?post=261031"},{"taxonomy":"gsb_loan","embeddable":true,"href":"https:\/\/www.gsb.or.th\/en\/wp-json\/wp\/v2\/gsb_loan?post=261031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}