{"id":1270,"date":"2020-08-10T11:49:32","date_gmt":"2020-08-10T04:49:32","guid":{"rendered":"https:\/\/www.gsb.or.th\/en\/?post_type=gsb_loans&p=1270"},"modified":"2023-08-09T13:26:26","modified_gmt":"2023-08-09T06:26:26","slug":"loan-personal-gsb-plus","status":"publish","type":"gsb_loans","link":"https:\/\/www.gsb.or.th\/en\/personals\/loan-personal-gsb-plus\/","title":{"rendered":"Baan Term Tang Loan (GSB PLUS)"},"content":{"rendered":"

[vc_section][vc_row el_id=”section1″][vc_column][vc_custom_heading text=”Highlights” font_style=”font-cond-bold” font_container=”text_align:left|color:%23ec008c” google_fonts=””][vc_empty_space height=”20px”][vc_row_inner content_placement=”middle” el_class=”list-icon”][vc_column_inner width=”1\/2″][mvc_infobox info_style=”mega_info_box_2″ info_title=”Used for consumption” image_id=”259880″ caption_url=””][\/mvc_infobox][mvc_infobox info_style=”mega_info_box_2″ info_title=”Used for debt repayment” image_id=”259880″ caption_url=””][\/mvc_infobox][\/vc_column_inner][vc_column_inner width=”1\/2″][mvc_infobox info_style=”mega_info_box_2″ info_title=”Repayment period up to 30 years” image_id=”259880″ caption_url=””][\/mvc_infobox][mvc_infobox info_style=”mega_info_box_2″ info_title=”Maximum loan amount of 10,000,000 baht” image_id=”259880″ caption_url=””][\/mvc_infobox][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column][vc_tta_accordion][vc_tta_section title=”Loan Details” tab_id=”section2″][vc_column_text]<\/p>\n

Loan amount:<\/strong><\/p>\n

Up to 10,000,000 baht per person with the following criteria:<\/p>\n

    \n
  1. Long-term loans (LT):
    \nWhen combined with the outstanding debt, maximum loan amount not exceeding 95% of appraised value *This is in accordance with the consideration criteria set by the bank.<\/li>\n
  2. Combination loans (LT + OD):
    \nBorrow together not more than the loan amount under item 1 (LT). For overdraft (OD): Borrow no more than 10 times total income and not more than 500,000 baht per person<\/li>\n<\/ol>\n

    Repayment Period<\/strong><\/p>\n

      \n
    • Long-term loans (LT): Up to 30 years when combined with the borrower’s age
      \n– In case of regular income earners, not exceeding 65 years
      \n– In case of self-employed\/ business owners, not exceeding 70 years
      \n– For an overdraft, the loan limit is reviewed every year.<\/li>\n<\/ul>\n

      In case of co-borrowers, the repayment period shall be calculated based on the age of the youngest borrower.<\/p>\n

      [\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row]<\/p>\n","protected":false},"featured_media":259912,"template":"","tags":[],"gsb_loan":[8],"yoast_head":"\nBaan Term Tang Loan (GSB PLUS) - Government Savings Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gsb.or.th\/en\/personals\/loan-personal-gsb-plus\/\" \/>\n<meta property=\"og:locale\" content=\"th_TH\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Baan Term Tang Loan (GSB PLUS) - Government Savings Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_section][vc_row el_id=”section1″][vc_column][vc_custom_heading text=”Highlights” font_style=”font-cond-bold” font_container=”text_align:left|color:%23ec008c” google_fonts=””][vc_empty_space height=”20px”][vc_row_inner content_placement=”middle” el_class=”list-icon”][vc_column_inner width=”1\/2″][mvc_infobox info_style=”mega_info_box_2″ info_title=”Used for consumption” image_id=”259880″ caption_url=””][\/mvc_infobox][mvc_infobox info_style=”mega_info_box_2″ info_title=”Used for debt repayment” image_id=”259880″ caption_url=””][\/mvc_infobox][\/vc_column_inner][vc_column_inner width=”1\/2″][mvc_infobox info_style=”mega_info_box_2″ info_title=”Repayment period up to 30 years” image_id=”259880″ caption_url=””][\/mvc_infobox][mvc_infobox info_style=”mega_info_box_2″ info_title=”Maximum loan amount of 10,000,000 baht” image_id=”259880″ caption_url=””][\/mvc_infobox][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column][vc_tta_accordion][vc_tta_section title=”Loan Details” tab_id=”section2″][vc_column_text] Loan amount: Up to 10,000,000 baht per person with the […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gsb.or.th\/en\/personals\/loan-personal-gsb-plus\/\" \/>\n<meta property=\"og:site_name\" content=\"Government Savings Bank\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-09T06:26:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gsb.or.th\/en\/wp-content\/uploads\/2020\/08\/loan-i-3.png\" \/>\n\t<meta property=\"og:image:width\" content=\"692\" \/>\n\t<meta property=\"og:image:height\" content=\"414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gsb.or.th\/en\/personals\/loan-personal-gsb-plus\/\",\"url\":\"https:\/\/www.gsb.or.th\/en\/personals\/loan-personal-gsb-plus\/\",\"name\":\"Baan Term Tang Loan (GSB PLUS) - 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